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Can your doctors office legally charge you 2 co-pays for 1 visit? |
Sorry if I have this in the wrong catergory, I wasn't sure where to ask it, so here goes. I have recently had a somewhat similar experience...my son's contact got stuck behind his eye, causing not only tremendous pain, but fear for his vision, so we ventured off to the ER. We checked in, they took his vital signs and we waited...an hour passed by and my son went to the restroom and fortunately removed the contact on his own. We were sent home and told that we would not be charged because he had not been seen by the physician. Yes it is legal. Some hospitals and insurance companies actually require it. As to the hospital, remember doctors are affiliated with a hospital, at least in the case we are talking about. Some hospitals don't do it. I remember a while back in the local paper they were talking about the 2 major hospitals in the area and their policy on this. It is really a ploy to get more money from the insurance company in the end though. Sure you pay two co-pays, but the insurance company does as well and they usually pay more then you. When you go to the doctor's office the insurance company has no idea why you went there in the first place. The insurance company only has the information when the doctor's office submits a form for a claim & payment. In order to find out for sure, contact your insurance co and explain what occurred. Do you have a receipt for the payments? The insurance co can tell you if it's allowed, and if it's not, can send you a letter to use to request the excess money back from your doctor. |
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