Not sure to tell or not

Ok i posted a question "awhile back" about my car being stolen at work and if the job should help me pay.everyone said it was my own fault.So now i bought a new car "on my own" and my job asked me not to tell the insurance company i transport for them, if i dont tell the insurance compay and somthing bad happens the incsurance won't cover it. i feel i will be fired or will make my job harder if i tell the insurance company. and i cant think of any other options.anyone pls help.

Your property is valuable to you. That is more important than what your employer has to say.
Why would you work for someone who has no respect for your property?
You can get a new job, there are many jobs out there. I would not work for such a sneaky employer!! You can do better!!

Seriously, quit that job and go work elsewhere.

If you get in an accident that harms or kills someone else while you're on the job, things could get VERY nasty. In fact, your employer could be held liable in the end. You need to reasearch laws on things like this in your state and see what laws NEED to be followed, regardless of what your employer says

What are you getting insurance to cover?
If the company's insurance covers the company's stuff while it is being transported in employee cars, then there is no need for your insurance to also cover the same stuff.

Your insurance company needs to know what you use your car for, the approximate average miles you drive each day. This includes commuting to & from work & it also includes anything you using your personal car for in association with your work.

If your company does not want you to tell your insurance company about stuff you do with your car on behalf of the employer, then they have an obligation to provide you in writing with proof of the insurance that the company has, that you need not get from your personal auto insurance.

If they cannot show you such documentation, then you have to decide how important that job is, vs. taking the risks.

Get a clear understanding from your employer why they are asking you to be untruthful to your personal auto insurance.

You may need to be a whisteblower to the state's attorney general if it sounds like you are being asked to do something fraudulent.

The company that you work for should be covered with the proper insurance that covers you driving your vehicle during working hours and covers their property in your vehicle being transported. The company you're working for should offer you a copy of their policy that cleary states that it covers "empoyee's use of their own vehicle" and "transportation of property". You would keep this in your vehicle in case of an accident along with your own insurance policy.

Should you get into an auto accident while working, by producing your employers policy, the person you hit will make claim on your employers insurance policy elimating claim on your own insurance policy.

Should your employer "refuse" to offer you a copy of their insurance policy and you get into an accident, the person you hit will make claim on your policy. You would then have to sue your employer for recovery of damages.

If your job description is "driving your own car during working hours", you do have an obligation to report this to your insurance company. Your application for vehicle insurance would have asked you this question when you applied for insurance for the new vehicle.

If this is a random duty at your work, I wouldn't think you need mention it to your insurance company.

This situation seems to concern you and it should. We purchase insurance to cover our risk's and if your risk's are not insured, you will pay for the loss yourself. It's not complicated, it's simple.

Good Luck To You

You cannot lie for your job to your insurance. If there was an accident in route, you are correct, they could refuse to pay for the damage!

Explain to your job that you feel you must be honest with your insurance. If they wish you not to tell the insurance, they can provide their own car for transporting.

Truth is, your job doesn't need to be involved with what you tell your insurance company for your own car. Period. Unless you are transporting volatile items, your insurance shouldn't go up much more anyway. Simply don't tell them.

If your job finds out, first find out who doesn't want it known wiht the insurance company and see if you can go over their head. Next, write a formal letter if it's the owner who wants you to lie.

Simply state that you were told by said insurance company that it was illegal for you to lie to them, that it could mean them not covering you any longer. That you feel it is illegal for them to ask you to lie for reasons that make little sense to you.

Only write the letter if you have too. Otherwise, inform your insurance and don't tell your job. Even if they pay part or all of your insurance, they have no legal right to look at the details of your bill. You can hand in the regular payment form and leave the big one they sent out every 6 months or every year, at home.. where it belongs!