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Forced into double homeowners insurance?


As everyone with a mortgage knows the loan can be sold again and again. I鈥檝e had my condo for 5 yrs and my current loan is 3 years old. 6 months ago a new mortgage company purchased my loan and has forced their homeowners insurance on me. I obtained the proper documentation from my condo association showing I have in fact been insured for the past 5 years. I sent it to my mortgage co., but they are still adding an extra $300/month for their insurance. They鈥檝e hung up on me, are rude and I can鈥檛 exactly drive to them and settle this in person.
There is no question that this is not legal...I cannot be forced to have 2 policies. When we spoke they said even if it was resolved they would not give me a refund, they'd put it into the principle balance. Because I shouldn鈥檛 have been billed this in the first place I want a check sent to ME. I believe I need to get a lawyer involved to help me get my money. What type of lawyer could help with this? (ps- I live in VA)

YES it is coming out of my pocket. Every month.

You need a lawyer in real estate, plus that mortgage company might be violating state law.

a real estate laywer, but they can apply a refund to your loan since you owe them money and I am sure none of the money was out of your pocket

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