Accident, got hit from the behind. should we get a lawyer?

My husband van got hit from the behind and he had to go to the hospital. Never had an accident before. Working with our agent right now but people are telling us to get a lawyer because the person who hit as has the same insurance company as us and people is telling us they will work together and try not to get the most for us. What should we do? My husband is self employed and miss 4 of his jobs that day and this week he was booked and now he had to cancel those jobs. We are loosing a lot of money from those jobs.

Wouldn't you want the best representation possible? Insurance companiesare in business TO MAKE MOEY, not to pay you.
Get a lawyer!

Since you have the same insurance co. as the person at fault, you are probably not going to get as much as otherwise. The only thing is that you are going to have to pay the attorney about 40% of whatever settlement you get. I'd try talking to your insurance company first and see what they are going to do for you. If you're not satisfied with their settlement, you can always call an attorney later. Just don't sign anything from the insurance company until you're sure that you have all your expenses covered.

First, no fault has some things that help, 1. If you or him are injured you can collect from them for the lost days of work and any hospital bills not covered by insurance.2. If its a permanent injury you are capable of collecting monies for up to 3 years, or until he can return to work.
Lost work or jobs you can take him, to small claims court for your loses, You have to prove these loses. And you can include, cost and time for filing and fees. Every city or county has there own limit. If though you don't feel your getting a fair shake with insurance co. I would call a lawyer the first time is often free. But, I would call 2 or 3 just to be sure that your not talking to someone involved with that company.

Hopefully he's not hurt now. I'd suggest that you ALWAYS retain a lawyer. And, let him do ALL your talking. It may sound far fetched, but with as fubar as the legal system is today: Some one may sue him for being in the way. You can't win. It's going to cost you: time, money, and attention. Your objective should be to limit your losses. Unfortunately, you need a lawyer.

(The respondent is NOT a lawyer. Nor does this in any way constitute legal advice. It is posted for entertainment value alone. Your unique situation requires the attention of a licensed lawyer, doctor, accountant, and Indian Chief. A format offer to buy or sell can only be made by Nigerian prospectus -- oops wrong disclaimer!)

Go through your insurance first and see how they handle it.

As long as your husband has a police report showing he was hit from behind, then its understood by the law that it was the other person's fault and they need to have all your expenses covered.

Only if it doesn't work out should you try to get a lawyer.
Lawyers are expensive, so its not worth it getting one so soon if the insurance company will help you cover all your expenses.

Good luck!

Depends. Is your husband seriously injured? If he is, get a lawyer. If he isn't, and the problem is simply lost wages (and your not gonna try and milk this) then your probably going to lose money if you retain/hire a lawyer.