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I got insurance right after my car accident but it was not my fault can i still sue?


i had just gotten my car registered and i was on my way to make the down payment on my insurance , and i got struck by a car from the back he was going at high speed so my car spun and hit a parked vehicle , minor damages were done to all the other cars only my car is totally destroyed, you clearly can tell it wad not my fault , but the problem is in this intersection their wasn't any stop signs so the cop said the insurance companies will find out who is at fault, problem is at the time of the accident i was not covered i got insurance about 2 hours later, the cop just gave me a ticket for not showing my insurance card? can i still sue

There are a couple things that are confusing. Was this a car you just purchased and that's why you were in the process of registering and getting insurance? The reason I ask is because most insurance companies have a provision when buying a new car that you're covered for the limited amount of time they give you to get the new car on your policy.

Now, if you had absolutely nothing insured, you had no insurance whatsoever, and the insurance ticket's going to stick. If you were hit from behind the default person at fault is the one who hit you, and unless they can prove that you were so reckless that this person couldn't avoid hitting you, they will be found at fault.

the law states you are to carry ins on the vehicle BEFORE you drive it. You shouldnt have been on the road. Thats like trying to buy the winning lottery ticket AFTER the numbers have been picked. You should have gotten a ride and chances are the ins company will tell you that you have no avenue for compensation. You may however be responsible for the damages to the other vehicles out of your pocket.

Yes. My 1st question is if you had insurance on the vehicle you traded if any prior to purchasing this vehicle. Insurance transfers from 1 vehicle to the other in a replacement or adding of a vehicle scenario as long as you had a policy in effect and it was added to the policy within 30 days of purchase. There are situations in which this doesn't apply though.

His insurance company is going to make you an offer. You could sue, but you'd either have to do in Small Claims Court or hire an attorney.

Here are the limits you could go for in SCC by state:
http://www.nolo.com/article.cfm/objectId...

I'd recommend you just take the settlement. Be aware your insurance rates are now going to be sky high.

1. You can sue even without insurance.

2. To register cars in most states you have to have proof of insurance. If you had that with you at the time you registered your car, you are still covered even if you did not make the first payment.

Sure, go through the insurance company of the at-fault-party. You probably should get a lawyer to help. But if you weren't covered at the time, your insurance probably won't help.

First you legally couldn't be driving the car if you didn't have insurance. Not to get it, and not anywhere including off the lot until you had it. Now if you already had a policy generally most states require they give you a 30 day window under which the new car is covered under your current policy until you get to the insurance office to update the insurace.

If you had no insurance at all though legally you're the at fault party. If you had no insurance legally you could not drive the veichle, and thus you where committing a crime by driving without coverage (and going to get coverage doesn't make a difference) which means the accident wouldn't have happened if you where following the law.

Now if you did have coverage it sounds like you may still be the at fault party. Since you where turning into oncoming traffic absent a stop or yeild sign for the oncoming traffic YOU must yeild to the oncoming traffic. Even if they hit you from behind if you turn into the lane and failed to yeild you will be held responsible.

Note to the poster above me, you can't not sue a government unless they've agreed to it. It dates back centuries to a principle of monarchs not being able to be sued unless they consented.

if you had insurance on the other car than its possible for you to sue because it wasn't your fault so you would recieve compensation for damages but not a whole lot. if you didn't have insurance than you can't do anything except pay for higher prices of your auto insurance. Eventhough you didn't start the crash you are at fault just as the other person is. If you want to sue somebody thn try the county becuase its there fault for not having stop signs or lights at the intersection. Again the cops might say that eventhought there were no stop signs that you didn't stop in time or some other made up stuff so I'm not completely sure if suing is a good idea right now. I would wait a week or two to get it all cleared up and then if something doesn't work with the insurance or something than I would definately sue the county and you can say it failed in motor safety on that intersection. The other person you can sue if you suffered any injuries from the crash, than your entitled to suing otherwise leave him/her alone becuase there insurance went up just like yours will.

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