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License suspended for forgetting insurance card??? PLS HELP!?


Ok i really hope someone knows something about this! First of all we are residents of Georgia. In august of 2007 on our way to alabama we were going through florida and got pulled over. We forgot our insurance card at home. The cop was really nice and he was like "just pay the ticket ($7) and send in a copy of your license and a copy of your insurance card. Ok well no big deal, we did forget and had to pay $90 for the $7 ticket but ok taken care of. We even called the place and comfimed that the got the money and she said yes everything was cool. Ok well today we go to get a 7 year MVR for his job and his license was suspended. We called georgia DMV and they told us that ANY conviction of no insurance or even no PROOF of insurance is mandatory 60 day suspension, $60 reinstatement fee and you have to pay 6 MONTHS of insurance IN ADVANCE! For forgetting an insurance card at home? This doesnt seem right to me. I could understand if we had no insurance..Anyone know anything about this?

Yeah i just want to thanks all the jerks that gave me rude responces. We were called out of town for work a day before we had to leave. The card was stuck in the papers that were taken out of the glove compartment and we didnt realize that it was gone. I'm really shocked by some of these responses. So noone thinks that 60 days suspension and $1300 is a bit much for forgetting someting at home? I'm glad to see that there are so many perfect people out there that dont ever make mistakes because im not one of them.

It sounds like what he was ticketing you for was actually lack of insurance. In Indiana, your insurance agent instead fills in a form which shows proof of insurance. Check with your insurance agent to be sure how this should work--don't just take the BMV's word for it--sometime's they'll tell you the wrong thing because they don't want to deal with the problem. I worked as the Indiana BMV staff attorney for over 3 years, and believe me, I was always having to correct the Driver's License Division's mistakes, or getting them to do their jobs.

Well, you had a license in that state, so it is presumed you know the rules. then you went and pled guilty to who knows what without running it by an attorney or even checking yourself on what the consequences would be, and now you are looking to blame someone else?

Maybe there are administrative processes in place to minimize the matter once it happens, (maybe by showing proof you were covered at the time) but you almost certainly are going to need to consult a local attorney about that.

Unfortunately, more and more states are fining and suspending licenses for not having the documentation - - regardless of wether you actually have insurance or not.

I would ask Georgia when the 60-days is up so you know and do what you must until then.

The laws are that you must provide proof of insurance upon request by law enforcement. If you can't provide documentation at that point in time, it doesn't matter. You are guilty and must pay the consequences.

Regardless of your unhappiness, if that's the law then that's the law. But if you appeal it, they MIGHT reduce the penalties some.

good luck , you deserved it

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