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How car insurance works in california? |
i backed up into a car today and there is no damage to my car but a dent in the others hood, and i said lets phone the police and they said lets just exchange information, i said no i'd rather have them come...they said they called when i was getting something in my car and said the police said they would take a while so we decided to exchange info...i got her license but they said they didnt have the insurance info with them....but in the mean time i gave them my info...now i have a feeling that maybe they didnt have insurance and there is no police report so what can happen now? You are required to exchange contact information. Since there's no damage to your vehicle, and since the other person isn't taking action, they'll probably just have a body shop do the work. If they phone you back, ask for an estimate from the body shop before you write a check or refer them to your insurance company. First of all, never leave the scene without the police, because you need that report in case this person takes you to court. Whether they have insurance or not does not matter in this situation as you were the one that backed into them. My wife did the same thing a few months ago and we did not involve the police, nor was there a need for a police report. (For the record we live in LA.) We didn't even bother getting their insurance info as it was obvious we backed into them. We notified our insurance company of the accident and gave them the people's info. They asked a some basic questions and that was it. They contacted the people my wife backed into and the insurance company worked it out with them. Look at here Perhaps You ought to google it first ,nevertheless if you prefer some direct resource ,here might be your choosing. |
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