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Insurance Claims.. A 17 just missed me this weekend, although he forced me off teh road and into an accident?


(hitting a really large sign). This did lots of damage to the car. The 17yr old was cited for wreckless driving. His insurance officer came today to look at my car (3 days after). He is questioning some of the damage. If the company DOES NOT offer to pay for full damages, can i take them to court? Plus, can i sue for court and lawyer cost? (i am a school teacher, therefore cant afford the BEST attorneys). All I want is my jeep fixed..however i dont want to be jerked around..some advice please.

The insurance company is going to put you back in the position you were in before you got into the scuff. Thus, they are not going to pay for a new car if the damage to your car by their client is not worth the total value of your car. For example, if your window was cracked and their client put a bigger crack in your window, the insurance company is going to pay you the value of a window with a crack.

Of course you can sue, or negotiate a settlement.

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