How to sue my car insurance company ? Need Legal Help I( am in TX)?

A year ago I was in an accident that was my fault. I had full comprehensive insurance but the car I was driving was not covered and it was not my car. As a result I'm being sued now . Someone told me that because I had full comprehensive insurance through them on my car that they should cover me even when i drive another car.. Kind of like when you go to a dealership and test drive a car and if you get into an accident, well your insurance covers you then.

Full coverage does not exist. It's not a good term and causes a lot of confusion. Comprehensive coverage would cover you in the event of a theft, animal related loss, weather damage, or any damage to a vehicle not covered by a collision.

You'll want to research this some more....

http://insurance.deal4-you.com

Have a nice day.

Full comprehensive insurance doesnt mean you can drive any car.

It means that if your car gets any damage it'll get fixed by your insurance. This could be anything that happens to the car EG: somebody hits it with a hammer while it's parked or anything else.

For you to be covered to drive another car it needs to be specified in your insurance policy and you can bet that if they are suing you you were not insured to drive another car but only your own.

it should it covers u in a rental try and get the people suing you to sue ur insurance company the might be willing cause the insurance comapny has more money if that does not work contact state insurance comssion see how to make them pay
https://wwwapps.tdi.state.tx.us/inter/pe...

I think that the "someone" who told you this should read your policy carefully to see if this is included in the policy. If it covers the driver, then it probably would cover you. If the policy covers the car, then it is valid only when driving the insured car.
Also, if the owner of the car told the insurance company that you took the car without permission, then they will deny all claims.

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