Will I be charged with leaving the scene of an accident???????????

Wed night (three days ago) my friend hit me from behind when i stopped at a stop sign.We are both are 17 and live in nj.The damaged to my car was that it was scratched all over from the left side of the liscense plate.We pulled over and saw the damage and agrreed there was only about 400.00 of damage and that she was gonna pay me the money to fix it. When i went home my dad saw it and explained i had to report it.I went to the police station and reported it within 1 hour. The police officer,me,her and my friends father agreed that she would pay to get it fixed(We did not file an official police report).I got a few estamates and the average one was 900.00.My friend only agreed to pay 425.00.Tomarrow im gonna go to the police station with my dad and file an official police report in order to get my friends insurrance.Will i or my friend be charged with leaving the scene of an accident???and will my insurance be affected with points,fines or will i hav to pay anything to get it fixed???

Will i get any points added on my liscense/insurance and will my rates go up?this is 100% not my fault.If i do get points why is this???and how can i avoid it???

As there were no injuries of significance, and the two parties involved in the accident both stopped and came to a mutual agreement as to how to handle the situation (I am presuming that you exchanged insurance information), then there is no likelihood of any type of criminal charges being brought against either of you for leaving the scene of an accident.

You are also unlikely to get an official police report for the accident as the police were not called to the scene to take said report at the time of occurrence. Therefore, the police cannot verify the reported information by the parties involved by field investigation. The only thing that the police can put onto any type of report is that you reported that an accident occurred... Not worth much in court.

It is not uncommon for no police report to be filed in an accident such as the one that you describe, so any insurance company that might demand one would just trying to be a problem, which you can fight easily. Especially if there were witnesses that were present when your friend admitted to fault and/or any other time that she agreed to pay for the damages. The fact that those estimates of the time were inaccurate is not germane to the case.

Since the accident is not your fault, and your insurance company did not have to pay for anything, you are unlikely to see any difference in you insurance rates.

As a friend of the other driver, I would give her a chance to make right on this before going to her insurance company, though. You can always file a claim if that fails, provided that it is within a reasonable amount of time from the accident, say, a month.

Good luck!

Technically, you didnt leave the scene of the accident. You talked it over with the other driver, and decided the damage was minimum.
You'd have to check locally, but I "think" but do not know ( for sure), that you have 24 hrs to file a police report.
Get 2 estimates, and give them to your friend. You & dad might end up in small claims court over this.

Insurance- well that depends on your ins company

Her insurance company will have to pay for it all. Just give them the estimates. her insurance and yours will go up because of the accident. There should not be any charges for leaving the scene

every state is different. In California you do not have to file a police report unless the damage is over $750.- so long no one was injured.

No you wont be charged. You made a report already but the office chose not to make a report.

1. No you will not be charged with leaving the scene of an accident.
2. No, your insurance will not be affected because it was not your fault.
3. You will not have to pay any fines unless you were driving without a license or driving without insurance (or adequate insurance) - and it sounds like you are OK in that department.
4. You WILL have to pay your deductible to fix the car. You can recover that amount of money from the person that hit you. Most deductibles are $500. Read your policy to find out what yours is.

y r u filing a police report against your friend, thats just wrong..
MONEY IS EVIL :(

yes you will because how do they know this isnt a scam and that something else happened to the car

No, you shoulddn't be charged with leaving the scene if you both agreed to make restitution. The issue at this point is just whether the guilty party will pay the amount that's higher than was previously believed.

The other party can still agree to pay the damages out of pocket instead of through insurance. Check with them before going to their insurance company though. If they don't agree to pay for the damage, then you have no choice but to make an insurance claim against their insurance.

no one left the scene and you will not have to pay his insura will have to pay. they will send someone out and you will pick the place to have it fixed and they pay the bill period.

No you will not be charged!!! It was a mutual agreement, Seems silly to report such a small amount, considering that most INS . policy have a $500. deductible, Your INS company will go after your friends INS co to get your deductible back. However as soon as the insurance company becomes involved rest assured your rate will go up, especially in Jersey I know I am at the Jersey Shore so I understand your plight.

Good chance you will be not be charged. Since it was your friend's fault, one would think she has to bear the expense. I don't know why they are agreeing on only 425.
As I understand it, If you go through her insurance company and if she accepts her fault, then, you get the money from them and your record stays clean.
On the other hand, if you involve your insurance company to pay for it, they will have to approach the other company (possibly through an arbitration process) and you will get the money after a while. But you will have an accident record.

My take on such cases is that it clearly appears to be your friend's mistake since she did not maintain safe distance to avoid the accident. On top of that, your guesses of $400 as the damage (unless one of you have a body shop) is poor.
If I were your friend who had rear ended you, I would be fair. I would shop around for a cheaper fixup and pay up whatever it costs. Nothing like keeping your friend happy. These are just lessons learned from our mistakes.
On the other hand, if your friend pays only $425, tough luck man, you have to learn to forgive her and forget this incident and move on.