Did state farm insurance discriminate me against the provision of life insurance due to my national origin cit

Did state farm insurance discriminate me against the provision of life insurance due to my national origin citing that am from a country that has been bombed by terrorists? America has been attacked too and so does this make them stop offering life insurance to Americans too when there are alerts to there security? Please address.

and am from kenya,,the country is on alert and has been attacked three times in nearly the same time line that the united states has

What country are you from and how many times have they been bombed? That could be a good factor. Do you return to that country alot?

Insurance companies only care where you fit into their 'actuarial tables'. These are statistics of what has actually happened in the past, based on empirical data. Just like people who live in places that have experienced hurricanes in the past will pay more than people who live in places that haven't, people who live in terror-prone places will pay more than people who don't.

Insurance companies do discriminate when setting premiums and deciding whether to insure at all or not. Discriminating simply means comparing one thing to another. People who can tell a $1,000 bottle of wine from a $20 bottle are said to have a discriminating palatte. Get it?

If that the case they would have to deny insurance to people from Israel. Yes thats' discrimination. Well that's asuming that you gave us all the facts.

State Farm makes it's millions on broken promises. It wouldn't surprise me if they discriminate also.

Life insurance is offered, priced, and denied based on "risks". If you are from Kenya, but are a resident of the US, or a citizen, and you never travel to see family in Kenya, that's one thing. Maybe they were a little aggressive when they denied you.

But if they denied you because you make frequent trips to a dangerous area--that's a legitimate business decision. They don't want to pay out on your policy until the end of your long, long life. Not next month when a car bomb takes you out on vacation.