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Money owning for accident without insurance.? |
IF someone is in a moter vehicular accident and the party that caused damage to the other person was in breech of there insurance, and the insurance company doesn't cover them, what happens? If a person doesn't have insurance, they are libel for the damages. If you do not have insurance, they will not cover you. In that case the only way for th einjured person to collect is to bring a lawsuit against the uninsured driver. by breech as in the policy lapse due to missing a payment? If the driver at fault does not have insurance, the insurer will not cover him, and will not defend him in ourt. I hope you have uninsured/underinsured motorist coverage. If the person had no insurance or they were "in breech of the insurance contract" you can sue them in civil court but that doesn't mean you will ever see the money. Good luck in getting him to pay for your car to get fixed or any medical bills you and your passengers may have. As with everything this depends on your state. without insurance, the person will have to pay out of pocket, unfortunaely if they dont have much or nothing, you get nothing. |
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