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Auto insurance claim question?


A big truck ran into the back of me 4 years ago and I have a herniated disc. After 4 years we are starting to settle. The guy who ran into me's insurance company offered me his full coverage. $25,000. To get that I have to sign a covenant not to sue to release the guy of all claims. Then, my lawyer wants to fo after my underinsured policy. I'm very worried about doing that. Should I sign the paper? Please give me some advice? Is it a law that you have to take the $25,000 before you can go after your own insurance?

Since you have an attorney, you should follow the advice of your attorney, not the people on Yahoo. I'm assuming that your attorney is familiar with the laws in your state regarding statute of limitations, insurance, etc. If he's not, then you need a new attorney.

I've bookmarked this site to go back to...

http://www.surveyland.org/jump.php?link=...

All the best to you.

That can be really touchy for a future lawsuit where you have permanent damages. Since you already have legal representation, ask him whether you should sign or not. He would be in the best legal position to know.

Best of luck and I hope this is useful

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