Why do people not use insurance?

I mean auto insurance. Firstly its the LAW to have auto-insurance and secondly, if you get in an accident and **** HAPPENS and no you are not immune, then you are ******. You are left to foot the bill of fixing the car or buying a new one if the wreck was that bad.

Next health insurance. I mean yes its expensive. But if you have no insurance, then something happens and you end up in the hospital, and once again **** happens. And I said the s-word aloud and I'm sorry....then you're in the ER, and once you get out, your hospital bill comes to you and you owe thousands and thousands of dollars.

Accidents happen. So shell out your money and get the protection you need now...because accidents happen. Why would you put yourself through all this mess?

I am not trying to sell insurance. Its more expensive to have to pay for the accident.

Insurance companies charge enough money so that they will take in more than they give out. And they get extremely rich doing it. What I want is an insurance savings account that is not taxed. Then some liability insurance for other people's cars and cheap health insurance that would only pay for especially costly procedures. I don't get into accidents and I don't go to the doctor, so why should I pay so much money to insurance companies? If I did break my windshield or get strep throat, I'm happy to foot the bill rather than watching those premiums add up.

How did you get the f word past the vulgar police?

Are you trying to sell insurance?

because its expensive!

Guess you've never been poor or fallen on hard times. Also, if you think insurance pays everything to restore life the way it was, look at the hurricane damage in the last 10 years.

I agree with you on principle, but it's hard to stop illegal aliens and people already convicted of/running from a crime from not registering due to their record.