WHAT is Car insurance's, minimum Liability and damage coverage for CA driver of the other car in and accident?

What I mean is, what dose the min. cover, to the person that get hurt in the other car I would hit?

The reason I ask!!

Someone hit me, head-on and churched my leg. NO-blood or broken bones!! Worse!! The doc still suggests 18 months latter I may never get better than 90%! The pain I have had to go through at Therapy and every time I get up to walk sucks!!

Presently I have $10K for totally my car and they offered to give another $35,000 to cover my $10K Medical and $10K in miss worked and $15K for pain and suffering, get it!! The person that hit me is worthless!! So the only money I'll get is from the insurance company, right?

a) Is that the MAX I can get from the insurance company?
B) is that fair?
c) Should I get a lawyer?
d) Will the Lawyer get me at least 50% more with a strong chance for 100% more?
e) Dose it seam worth, dragging this on, to you?

Minimum California coverage is 15/30/5. We cannot tell you whether the person who hit you is carrying only minimum coverage; you should ask (or have a lawyer ask). Whether it is fair to settle for insurance policy limits depends upon whether the person who hit you has any other assets with which he could pay a judgment (e.g., house, bank account, good job, etc.), or some other insurance coverage (e.g., and umbrella policy). If not, it is pretty useless to get a judgment against him. I would certainly not settle without at least TALKING to a lawyer.