Step daughter and insurance fraud!?

Recently my step daughter who is 24 years old told us her car was stolen, and reported it to the police and to her insurance company as stolen. The car had been in an accident and the car was totaled. The insurance company settled with her and paid her $2,700.
Now I come to find out-- Her boyfriend and her were drunk and had the accident and fled the scene, and reported the car stolen. Since she is my husbands daughter, I dont know what to do about it...If she werent my step daughter i would report her for sure. What is your advise?

My husband knows about it of course. But he would never turn her in for it. She has decided to stop talking to us, for whatever reasons she has. I have a feeling she's into drugs, and is digging a deeper hole than she knows.

Tell her how this act has changed your opinion of her in a negative way and how disappointed you are. Then leave it alone. Treat her accordingly and don't lend her your car or give her any other responsibilities and tell her why every time.
She's irresponsible and can't be trusted to tell the truth.

That's a tricky one, does your husband know? If you tell the cops and she goes to jail or whatever happens, will your husband hate you? Is $2700 really worth the hassle?

Oh they both sound like *lovely* people (yes, that's sarcasm.) You have a duty to report her. They are both irresponsible and dangerous! What if they had killed somebody that night? Would you report her then? Or would you still feel bad because it's your husband's kid?

Don't do it - let your husband decide. You have to be selfish here to preserve you marriage as healthy. She is 24 - if it's a fraud she will be held responsible. You are not an investigator, can't know for sure and you are not responsible for her actions! Besides, you are family!!

The difficult part is knowing what you know and you are in the middle of this mess. I would mention it to my spouse and consult with them about it. It is always best that husband and wife talk and keep each other in the loop! Whatever you decide to do make it a joint decision between you and your husband!

why does it make a difference that she is a relative?
that is the direction you should look.
would you not report your hubby if he murdered someone?
why does it make a difference if there is a relationship?
do you fear there will be an impact on your marriage?
would you change what you do as 'right' because it will impact relationships?
i'm not saying this is wrong but you have to examine your principles and what is really important to you.
and even if you don't report her (and if you do also) you need to confront her and tell her what you think andhow you feel about it and how it impacts your relationship with her and your respect for her. try to get her to report herself. give her that chance before you narc on her. if she won't turn herself in, then you can.
how does it benefit her by getting away with this behavior.
in the long run?

If she got away with it, then leave it alone. You shouldn't be trying to cause problems for her. I understand that what she did was illegal, but would you rather her get arrested, get a hefty fine, and possibly ruin any chances of her getting a great career because of it. Was it your insurance? probably not. Don't get involved. Don't call nobody. You are just going to get in between father and daughter. If you don't like her thats one thing, but purposely trying to get her in trouble is another. If her father don't care, then why do you? Mind your own business. If you don't like her, don't bother with her period. Don't go talking **** to her father b/c eventually he's going to find himself without a daughter b/c of you.

Tough call,I sure wouldn't want to have to make that decision.Just remember though,it is people like this that makes everyones insurance rates go up.If she reported it to the police,she has also made a false police report.Sounds like this girl needs some help,she is heading for trouble.