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HELP...How to deal with an insurance adjuster?


I got injured in April of 2007. My landlord is responsible for my injury because he didn鈥檛 fix the porch as he was obligated to do and had the duty of taking care of the outside part of the house. He was warned and seen it several times and didn鈥檛 take any action. And which was very inexpensive and not very long to fix. He was notified by a lawyer I hired to represent me about my injury and didn鈥檛 tell him insurance company. I recently sent him another letter sometime last week (which will be over 8months after the accident). And he finally responded and forwarded it over to his insurance company because I have no lawyers representing me at this time. His insurance company contact me saying that an adjuster (which is an independent adjuster. not from the same company.) will call me to setup an appt. with me to take pictures of where the accident took place. But my landlord fixed it and painted it. But I took pictures after the accident of the defected porch. She said that he will take a written statement and is going to give me a release form to sign so that they can get my medical records. What I don鈥檛 understand is why is the adjuster coming to see me? I thought usually you talk over the phone? Do I have to sign the papers for medical records or can I just send my own medical records to them? How do I deal with this? Should I try to settle this on my own? Or will an attorney settle this faster? My injury was to my wrist which left me with permanent radial nerve damage. There is no more that the doctors can do now. I still have appt. but they are just follow ups. Also can my landlord put a recorder in the apartment to hear what i'm talking about isn鈥檛 that invading of privacy? Can someone give me some advice please? I don鈥檛 think I should sign anything that the adjuster sends me? Have anyone ever had to deal with something like this?

any lawyer would be glad to make a qiick buck on this case...If you have a lawyer you'll get more $ at settlement...of course he'll take a third of your settlement. I'd still hire one !

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