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How long it take insurance company to respond? |
How long do it take an insurance company to respond? Generally, an insurance company will respond within one or two days after they receive the demand letter or lawsuit, but only acknowledging they have received it. If it's an actual lawsuit they have 30 days to answer in state court plus 3 days for mailing--so it's late after 33 days and you can seek a judgment by default. They have 20 days to answer in federal court, but your case is probably in state court. If you have a strong case, they will try to settle it quickly without turning it over to their attorney. Depending on the state, only 5-10% of these cases go to trial. In my state, you would be sent to mediation or settlement facilitation after the case is filed and answered. Their normal defense is that you should have seen the object that caused you injury and they often try to assess some of the blame on you for not paying attention. In my experience, that defense has limited success unless you were injured by an object that was large and clearly visible. It depends on the details of your case and how much you may also be responsible for your injury, if it was forseeable. Usually in premises liabilty the injured person also has some culpability, like not watching where they are going. You need to ask your lawyer these questions. Q. How long do it take an insurance company to respond? |
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