Will they sue me, the insurance company or my boyfriend??

I have 2 cars under my name on my insurance policy. My boyfriend sometimes drives one of my cars. He is not listed as an active driver under the policy ..just me. My boyfriend just had an accident and it was his fault he hit someone. Will the other person sue him or me or my insurance?? and will I get in trouble for letting him drive the car??

You are allowed to let someone borrow your car. You don't have to list everyone who borrows your car on your insurance. If that was the case, we would have some serious paperwork issues.

First question is, does he have full coverage insurance? If so, his insurance should cover some of that. If not, your insurance should still cover the accident.

As long as insurance is involved, there is a good chance no one will get sued. They will take the settlement and move on, hopefully. Remember, it will cost them money too, to try to get more than that insurance check.

No you are not going to be in trouble for letting him drive, BUT unless you want to commit insurance fraud you are going to have to pay for the damages on both sides because the insurance won't cover it

They will sue your insurance...which may drop you and you may have difficulty finding coverage...If they sue outside of insurance they will sue your boyfriend, not you......I have PERSONAL experience with this one.

They will go after the BF. If he has no insurance, then they will go after you under the theory that you entrusted your car to someone that you knew was unsafe ( a difficult task). If your insurance co finds out that he regularly drove your car, they will deny coverage to you for the damage to your car, but not if it was occassional. Your insurance co is not liable for the damage caused by the bf.

From a lawyer. They will sue you for negligently entrusting your auto to him and sue him for ordinary negligence. You don't sue insurance companies in auto accidents, you sue the parties at fault. In fact, lawyers can't even mention that anyone has insurance. When you get sued simply call your insurance company and give them a copy of the lawsuit that will be handed to you. The insurance company defends you for free, they make the decisions on whether to fight or pay and you have no say about it. Hope this helps. Watch out for advice from non-lawyers.

Depends. Does your boyfriend have his own insurance policy?
If not, the vicitm has a few options. They can file a claim with your insurance company, sue you for entrusting him with your car, or sue your boyfriend directly, or any part thereof.
I am just hoping this wasn't a case where, your boyfriend and yourself tried to pull a fast one to get cheaper insurance.
Hypothetically, a person with an existing bad driving record, finds someone else to entitle their cars under, in order for the car to be legal, and skip paying a high insurance premium. In such cases, it is not uncommon for the insurance company to deny any coverage. They will forward all liability to the driver, and the vehicle owner.

They will sue you both. Him for his negligence. You because you own the car. They'll also say you were negligent when you loaned him the car.

You are allowed to let others drive your car under the insurance and the insurance will cover them, unless for some reason they are specifically excluded (for instance, if your bf is a member of the household, then he should have been a named insured).

Your insurance company is obligated to provide a defense for you. In other words, they'll take charge of the whole case. They'll pay for the attorneys at no cost to you. And they have the right to settle the case. So even though you are named in the lawsuit, the real players are the Plaintiff's attorneys and the Insurance company. You'll be pretty much out of it, which is what you pay for.

You will have to list the lawsuit if anyone asks you if you've gotten sued, but other than that, no permanent damage. Except to your insurance. Your rates will go up, and maybe they will cancel your policy.

** Note: This is a general discussion of the subject matter of your question and not legal advice. Local laws or your particular situation may change the general rules. For a specific answer to your question you should consult legal counsel with whom you can discuss all the facts of your case. Answering this question does not indicate an attorney-client relationship. **