Car wreck/ car insurance question. Help!!?

I had a wreck yesterday; I ran into a car in front of me in the rain. My car was badly damaged but the jeep I hit had no damage at all. The lady I ran into (Ms X) was very nice and gave me her info including her claim number. My car was towed and is in the shop for body work and repairs.

Ms X calls me today and says her insurance would like my claim number. She had no damages. I'm not sure if I should provide my claim number and what they need it for. Why did she give me hers? What claim does she have yet she had no damages?

I would appreciate any advise or insight into the situation. No police report was made. In my area if there is a wreck while it is raining they call it sleek street and the police will not write a report. A police man did drive by and told us this.

She probably decided to get a new bumper from your insurance carrier - because of a small scratch or something.

Oh well, give her the claim number - that's what you have insurance for.

Accidents happen - it will probably raise your rates if she files a claim also - but not cooperating won't help, she can get it anyway from your insurance company.

I think its the law that you guys do exchange

Bummer - first I will tell you why you had all the dammage - you had your brakes applied ...

if you did not have your brakes on and the vehicle in front DID have her brakes on - she would have sustained most all the damages ... I know - I recently had a lady plow in the back of me that did not have her brakes on and she did not have a scratch ... she totalled me out.

She probably sustained "hidden damages" that you cannot see from the outside - this could be a bent frame ... seals blown out of her transmission due to the drive shaft being pushed up into it ... things you just cannot see on the outside.

Even though a police report is not made at the time ... IT IS A LAW IN TEXAS - MOST STATES - THAT YOU MUST GO TO THE STATE POLICE AND OBTAIN AN ACCIDENT REPORT FORM, FILL IT OUT WITHIN 10 DAYS AFTER THE ACCIDENT if it involves ,,, I think $1,000.00 or more in damages.

If you DO NOT fill out the form - YOU CAN GO TO JAIL IF THEY DESIRE TO DO SO ... and, an insurance company can claim you were trying to defraud them out of certain things by not filing the report.

Go to the State Police or Department of Public Safety - where you get your tags and pay all your extortions to them ... and ask for the accident report you need to fill out ... DO IT ... or you will never rest easy - it can come back to haunt you for ever ...

It is best to give her your information as well - THAT IS WHY YOU PAY THE EXTORTION TO THE INSURANCE COMPANIES ... isn't it? To cover your or my damages???

In Texas - it is automatically the fault of one that runs into the rear end of the other - regardless of conditions - as the driver in the behind should be considering all the conditions and keeping control over his/her vehicle at all times. Weather conditions do not matter much - UNLESS ...

It is a tornado and you end up on top of them in the land of OZ somewhere - or in Kansas ...

Your fault regardless the excuses in Texas - sorry - just thought you would like to know that ... bet it is the same in your state as well.

Peace;

Aintmyfault