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Law in regards to company cars and insurance...please help? |
I was hired at a company but instructed that I could not drive the company cars nor my own car during work hours because I have had my license suspended in the past due to parking tickets (alot of them, a long time ago) My license is fine now. I have never had anything more than parking tix on my record. I want to apply for another job within the company but it would require driving. I am willing to drive my own car...for insurance purposes is there a waiver or something I can sign which would let me drive my own car on the job which would relieve them of any liablility should an accident occur? Your employer has to cover a type of insurance to protect their company from liability if you are involved in a collision. If you were involved in a collision while on the job, in your personal car or a company car, your employer could be held liable for damages as a result of the collision. There is no waiver to eliminate this liability as you are an agent of your employer. Businesses choose driver's with good records to drive as a part of their job. A suspended license for any reason is a HUGE red flag and will prevent you from getting any job that requires driving. Many insurance policies are strict about whether or not you can drive for purposes of work. What does yours say about this? If your insurance company is prepared to cover you and the company is prepared to let you drive your own car (perhaps with a fuel allowance), then there shouldn't be a problem. Generally, your personal insurance will not cover you or your car if you drive it for commercial purposes & you cannot relieve your employer from liability for accidents you cause while driving for their benefit. |
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