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Can you help me in regards to life insurance payouts?


What I want to know is if I am declated legally dead for say 5 minutes as has been know to happen and then I come back as also has been know to happen - Should the insurance company have to pay out the benifits - After all I full filled my part of the obligation and I have never seen a policy that defines how long one has to be dead for -

You need to have a death certificate before any payouts are made. It is true that people have come back from a few minutes of cardiac arrest. So, since you are respirating, the doctor can't sign the death certificate, and the insurance company doesn't pay out, because it has not be legally been determined that you are deceased.

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