How do I file an Answer to a civil case?

I am getting sued by a collections agency. I have this form to file an answer on the case. How do I fill out the form properly? Any ideas on what my answer should be, this is my main question?

I agree with David as well. Get a lawyer. Having said that, if you choose to do this yourself, you answer must be a legal answer as to why you don't owe this money. If you file an answer that says, "I just need more time to pay" for example, it will just get tossed out. Same with, "I want to work this out, but they won't talk to me." Your answer must clearly deny owing the money, or state that the amount is incorrect for whatever reason.

Here's the deal, though. Depending on what kind of debt it is, there is a good chance that if you lose at trial, you will owe the other side's attorney fees. That can be thousands, easily. Your best bet is to get your own lawyer. Second best bet is contact them and see if they will settle for a lesser amount, or at least agree to some payment plan. Worst choice is to file an answer and go to court representing yourself. David is right, you'll get creamed.

Fill in all blanks on the Complaint form. You are the Plaintiff and the person(s), company, or other entity you are suing is the Defendant(s). Complete all necessary information on the form. If you are filing against multiple Defendants in the same action, list all of the Defendants. The Court will keep the original

If you are unsure on how to complete the form, you should consult with a lawyer. Otherwise you are going to get creamed. They are bringing a lawyer.

make sure you answer each complaint thourougly. Like count I: answer.... the defendent does not owe __ because ______...
Get your form notorized when finsihed.

What your answer should be depends on your defence.

Fill in the blanks otherwise and bring your chequebook to the courthouse with you. Nothings free my friend.

Agreed with David. You really need a lawyer for this. They are a company and will have one present and you should have one as well. Call around. Lots of lawyers will take monthly installment payments for the fees.

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