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Whats the difference between Social security benefits and SSI? |
I won my hearing at my trial with the administrative law judge after being denied once. They told me right then i won. But i applied for SSI and social security. Whats the difference between them? Im still waiting for my approval letter. How much $$ can you get a month with SSI? and with social security? If you are considered completly disabled? Or considered fairly long term disabled? I want to know about how much $$$ i'll get. (im in missouri, and they said i have enough work credits) SSD and SSI are both administered through the Social Security Administration (SSA). SSD is strictly a federal program and so it is the same from state to state. SSI is a Federal/state program so SSI is different from state to state. SSI and SSD use the same standards to decide is someone is disabled. Once someone is found disabled each program looks at different things. SSD will want to make sure you have enough work credits and are insured. Someone that is disabled before the age of 21 and has a parent that has enough work credits and is either retired, deceased, or disabled, can also collect SSD benefits off of their parent鈥檚 record. Their are NO resource limits. With SSD one can have as many resources as they want. Since not being able to work is part of the definition of a disability, one can loose their SSD if they make Substantial Gainful Activity (SGA) for a certain number of months. If you are collecting SSD and do plan on working at all, you should get familiar with things like the Trial Work Period (TWP), and SGA. The amount of your SSD depends on how much you earned while you were working, how many credits you have..etc. SSI is a state/federal welfare program, so it is a program based on having a disability or being over the age of 65 AND have a serious financial need. People can get both SSI and SSD. This usually happens when some one gets a small amount of SSD. SSI will then supplement the SSD to bring it up to the amount your state's SSI program says you can have. Some states supplement the federal SSI amounts, some states don't. The basic Federal SSI amount is $637.00 a month for a single person. As previously stated, SSI is managed by the Social Security Administration, but the money comes from the general fund. I do not think you can get both. SSD is what you pay into from years of working. SSI is what you get if you are, born disabled or become disabled without working enough years and low income You only get SSI if you are seriously low income(like poor, poor). SSD amount depends on how much you put into it. The SSI amount is capped (full disability, can not walk, can not and will never be able to work, etc) at $12,000 a year SSI is Administerd by -but is NOT, the same as Social Security. SSI comes out of the Governments "General Funds" Dept. & is for people with Long Term Disabilities. While Social Security is entirely a Work Based, benefits Program (and Social Security Disability- is, also) . How much you'd get from EITHER- depends on WHICH one You're approved for, & what State You live in. The Amounts can vary- aLOT ! You'll find out how much You were Approved for- when that Letter arrives... Good luck! SSI or Supplemental Security Income is just that, a Supplement. it depends on the State you live in how much you receive, Social Security Benefits are taken from your paycheck to provide for you in the future in case you are out of a job. |
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